Tax Savings Calculator
Calculate your tax refunds from RRSP, TFSA, FHSA, RESP, and Spouse RRSP contributions
Step 1: Enter Your Annual Salary
Budget Tracker
Track your monthly income and expenses to stay on top of your budget
January Budget 2026
Budget Progress
Categories for this Month
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Spending Breakdown
Net Worth Tracker
Track your complete financial picture - assets, liabilities, income, and expenses all in one place
Net Worth History
Monthly Cashflow
Fixed Assets
| Asset | Location | Market Value | Debt | Equity | Monthly Cost | Actions |
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Liquid Assets
| Name | Location | Market Value | Monthly Contribution | Actions |
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| Total | $0 | $0 | ||
Monthly Cashflow
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| Total Surplus: | $0 | $0 | |
Financial Needs Analysis (FNA)
A comprehensive evaluation of your complete financial picture to create a personalized roadmap for your family's future
Personalized Financial Needs Analysis
The Financial Needs Analysis (FNA) is a comprehensive one-on-one consultation where we analyze your complete financial picture together:
- Tax Planning: Identify strategies to minimize your tax burden through RRSP, TFSA, FHSA, and other tax-advantaged accounts
- Income Protection: Ensure your family is financially secure with proper life, critical illness, and disability insurance coverage
- Wealth Creation: Develop an investment strategy aligned with your goals and risk tolerance for long-term wealth building
- Children's Education: Plan for RESP contributions and maximize government grants to fund your children's future
- Retirement Planning: Create a clear path to financial independence with CPP/OAS optimization and savings strategies
- Debt Management: Develop strategies to pay off debt efficiently while building wealth simultaneously
- Emergency Fund: Establish a safety net to protect against unexpected financial challenges
- Estate Planning: Ensure your wealth transfers smoothly to your beneficiaries according to your wishes
This detailed analysis requires a personalized consultation to ensure we address your unique situation, goals, and concerns. During our free 30-minute call, we'll sit together and analyze your complete financial needs.
Book Free FNA ConsultationGet your personalized Financial Needs Analysis during our free consultation
â No Obligation
Free consultation with no pressure to purchase anything
â Confidential
Your information stays private and secure
â Personalized
Tailored advice for your specific situation
â Actionable
Walk away with clear next steps and recommendations